Egotally
Your money,
finally makes sense
Egotally connects to your Nigerian bank, automatically tracks every transaction, and turns raw numbers into insights you can actually act on, every single day.
Join other happy members
using Egotally
Everything you need to manage your money smarter
Get started in 3 easy steps
No spreadsheets. No complicated onboarding. Connect once — Egotally handles the rest.
Create your free account
Sign up in under a minute. No credit card required. Your financial journey starts right here.
Connect your bank
Link your Nigerian bank securely via Mono. We can read transactions — never move a kobo.
Get your AI-powered insights
Your dashboard comes alive instantly. Our AI categorises every transaction so you always know where your money goes.
Built for how Nigerians actually manage money
From tracking every transaction to automating your allocations — Egotally handles it all.
AI Transaction Categorisation
Our AI engine automatically reads your transaction descriptions and assigns the right category — Food, Transport, Bills, Entertainment. No manual work.
- Smart merchant recognition
- Nigerian-specific categories
- High accuracy rates
- Auto-categorise every transaction
Nigerian Bank Sync
Connect your Nigerian bank account securely via Mono. Transactions sync every 5 minutes — you're always looking at up-to-date numbers.
- GTBank, Access, Kuda & more
- Powered by Mono API
- Read-only — never moves money
- Auto-sync every 5 minutes
Analytics & Spending Insights
See cash flow trends with interactive charts and graphs, monthly spending forecasts, and smart alerts. We spots patterns in your spending before you even notice them.
- Monthly spending forecasts
- Category breakdowns
- Savings rate tracking
- Smart push notifications
Allocation Rules
Set up custom rules and automate your financial commitments. Perfect for tithing, savings goals, bill payments, and more.
- Percentage or fixed amount rules
- Automatic calculations
- Track allocation progress
- Reminders and notifications
Smart Notifications
Morning summaries, spending alerts, subscription reminders — AI-timed notifications delivered at exactly the right moment.
- Daily morning pulse
- Duplicate charge detection
- Subscription reminders
- Low balance alerts
Financial Health Score
A monthly score calculated by AI from your real financial behaviour — savings rate, income stability, expense control — with personalised tips to improve.
- 0–100 score with full breakdown
- Savings & income metrics
- Expense control tracking
- Monthly AI progress letter
Ready to take control of every naira?
No credit card required · Free plan available · Setup in 5 minutes
Your data is safe.
Always.
We take security seriously. Your financial data is encrypted, your credentials are never stored, and we can only read — never move — your money.
Read our full Privacy PolicyStrong Encryption
All data in transit and at rest is encrypted with AES-256. Your financial information is unreadable to anyone.
Read-Only Bank Access
We connect via Mono's read-only API. Egotally can never initiate transfers, make payments, or modify your account in any way.
No Credential Storage
We never store your bank username or password. Authentication is handled entirely by Mono — we only receive transaction data.
Full Data Control
Delete your account and all your data at any time. No data retained beyond 30 days. Consult our privacy policy for more information.
Start free. Upgrade when you're ready.
No hidden fees. No lock-in. Cancel anytime.
Get started
- Unlimited transactions
- Manual entry
- Transaction stats
- Unlimited allocation rules
- Smart notifications
For individuals
- Everything in Free
- 1 bank connection
- Auto transaction sync
- AI categorisation
- Basic analytics
- Priority support
For power users
- Everything in Starter
- 3 bank connections
- Advanced analytics
- Merchant intelligence
- Financial health score
- Premium support
Real people, real results
"I've tried every budgeting app. Egotally is the first that actually works with Nigerian banks. The auto-sync alone saves me hours every month."
"The allocation rules are a game changer. I set up my tithe rule once and it's calculated automatically every time I receive money. Incredible."
"Finally I can see my savings rate. The health score keeps me accountable — I went from 12% to 34% savings in three months."
"The AI sorted all my transactions automatically. Seeing exactly where my money goes changed how I spend completely."
"Simple and clean. Subscription detection caught a service I forgot about — saving me ₦3,500 every single month."
"Setup took under 5 minutes. GTBank and Kuda both connected. The AI analytics showed spending habits I genuinely didn't know I had."
Join the waitlist today
We're building the financial tool Nigeria deserves. Join early and be the first to know when Egotally launches.
Reserve your spot
Get early access + exclusive perks when we launch.